Underwrites loan requests for business and commercial real estate, reviewing and analyzing financial and industry data, borrower performance and management capabilities to assess credit worthiness and estimate the degree of risk involved in extending credit to commercial customers.
Principal AccountabilitiesAccountable for meeting specified goals related to proper loan risk rating determinations, quality of loan presentation and productivity. Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Responsible for adherence to regulatory compliance standards including Bank Secrecy Act (BSA), company policies and procedures, as well as the quality and timeliness of departmental activities. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events.
Duties
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Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA)
Physical Demand: |
Percentage of Time: |
Communicate with advisors, customers, vendors and managers regarding banking transactions and issues. Able to exchange accurate information with others. |
90-100% |
Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility. |
90-100% |
Able to grasp, move and sort forms and papers. |
90-100% |
Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone |
90-100% |
Able to remain stationary at a desk for long periods of time |
75-100% |
Regularly move about the office to access file cabinets, storage drawers and various office equipment |
75-100% |
Regularly travel to other locations such as customer office or building site, restaurant or other Horizon locations to meet with customer. Some overnight travel may be required. |
50-75% |
Occasionally position self to reach heights between floor and 6' |
<25% |
Horizon Bank is a proud EOE|Female|Vets|Disabled Employer.